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NDI Five-Year Strategic Plan

Who We Are | Our Mission, Vision and Values | Our Strategic Plan | Staff | Board of Directors | Partnerships

In 2006, NDI began its first full year of operation independent of the National Cooperative Bank (NCB) and NCB Development Corporation (NCBDC). In four years, NDI has grown from three staff to 12 and built a solid base of financial support with federal and state governments and leading corporations in diverse market sectors. In Washington, DC and cities across the country, NDI has built a reputation as an innovator, problem solver, and convener to focus attention on the challenges and opportunities to economic advancement for individuals with disabilities and their families nationwide. Individuals with disabilities are three times more likely than their non disabled peers to live in poverty. Through the Real Economic Impact Tour and other economic empowerment training and capacity building initiatives, NDI is increasing access to and use of a wide variety of tools and strategies to improve financial stability and independence for hundreds of thousands of individuals with disabilities.

The proposed five year goals and objectives continue NDIs leadership role to implement an economic empowerment public policy agenda, expand capacity of financial service organizations to be responsive to the needs and interests of the target population, and create and translate new knowledge for action that empowers individuals with disabilities and other relevant stakeholders to work together to advance economic stability, mobility, and independence. We are a young organization, passionate about our goals and determined to achieve measurable results. We invite you to join us and contribute to shaping an American Dream where no individual with a disability is left behind.


Goal One: Influence Public Policy Change

Provide a leadership framework for public policy to advance economic stability and financial independence for people with disabilities.


Establish and disseminate widely an annual federal legislative platform that supports work, saving, and asset building opportunities for people with disabilities.

    • Embed disability considerations within universal asset building policies (i.e. individual development accounts, financial education programs, tax credits).
    • Reduce and ultimately remove asset limits as a test for continued eligibility for public benefits.
    • Improve access to appropriate and affordable financial tools and services for individuals with disabilities.
    • Educate persons with disabilities and other relevant stakeholders to support an economic empowerment agenda that aligns public policy to advance economic stability and mobility for people with disabilities.
    • Provide expert advice to policymakers at a federal, state, and local level to inform and influence decisions that protect and promote financial stability and independence including as a priority changes to the Tax Code and entitlement programs (Medicaid and Social Security).
    • Improve the consistent treatment of EITC tax refunds, IDAs, retirement and education accounts as not impacting continued eligibility for means tested public benefits.
Goal Two: Promote Self Determination and Informed Decision Making

Expand lifelong education and training opportunities for individuals with disabilities and their families that increase their understanding and skills to save, manage resources, grow assets, and advance their economic self-sufficiency.


Set the standard for comprehensive, user friendly, relevant, and responsive financial education programs that effectively impact decision-making and behavior of people with disabilities and providers.


    • Customize existing financial literacy tools and systems to effectively impact an audience of persons with disabilities.
    • Expand training methods and tools to reach the target audience in ways responsive to diverse learners and document results.
    • Pilot and refine financial education curriculum delivered in diverse formats and media customized to meet the needs of youth and young adults with disabilities and other targeted populations (i.e. parents, disabled veterans, others).
    • Expand the use of NDI developed curriculum on understanding work incentives and the relationship between asset building strategies and maintaining public benefits to five additional states and communities through an online version.
    • Build a social network of people interested in savings and asset building through new media and test approaches to building knowledge and skills that advance financial stability and mobility.
Goal Three: Build the Capacity of Public and Private Systems

Strengthen the ability of those public and private entities and systems that do and/or should move people with disabilities toward financial stability & independence.


Expand options that leverage the power of collaboration among public and private sector stakeholders to advance a better economic future for people with disabilities.


    • Lead the Real Economic Impact Tour to improve access and use of Earned Income Tax Credit (EITC) and introduce other financial capability strategies in 100 cities and document results.
    • Assist financial service organizations to create, test, and implement affordable and accessible financial tools and strategies to meet the needs of people with disabilities.
    • Expand Building Economic Strength Together (BEST) strategies to targeted audiences in one new city annually and document results.
    • Facilitate Asset Development Summits in 20 cities over the next five years and produce action plans and a working group to monitor results.
    • Assist 20 cities over the next five years to design and implement financial fitness expos that involve the investment of public agencies and private sector entities/organizations.
    • Design and establish a National Resource Center with public and private sector support that disseminates information, provides training and technical assistance, and convenes leaders across government and the disability and asset building communities to build capacity to move people with disabilities toward financial stability and economic self-sufficiency.
    • Serve as a problem solver and teach effective strategies to disability related public and private organizations and asset building community groups that advance a better economic future for people with disabilities in one new state a year.
Goal Four: Establish a Sustainable Business Model

Establish a sustainable business model for NDI to effectively and efficiently manage and develop the needed human, financial and technical resources.


Blend effectively volunteer and staff efforts supported by public and private sector investment at a national, state, and local level to become recognized as the premier resource for the advancement of a better economic future for people with disabilities.


    • Develop and maintain an organizational structure and systems that utilize effectively and efficiently the talents of staff and volunteers at a national, regional, and local level and document results.
    • Design and continue to improve NDIs communication strategy with traditional and new media that increases visibility and understanding of our vision, services, and outcomes.
    • Meet within five years a targeted annual revenue goal of $3 million from public and private sources to support NDI goals and objectives.
    • Pursue earned income opportunities through product development and fee for service to lessen NDIs dependence on grant and other sources of unearned income, to the extent that it is mission appropriate
    • Utilize innovative technology to support NDIs mission at an individual and systems level that expands our reach and engagement of target audiences and improves internal organization management and operations.
    • Leverage public and private sector partnerships to achieve NDIs goals and objectives with annual support of one million dollars by current and an expanded group of sponsors for the REI Tour, one million dollars for the National Resource Center, and one million dollars for other innovative economic empowerment projects.