Savings Tips
Money Mondays
Money Mondays is a weekly text-campaign that sends tips on saving and asset building to your cell phone every Monday. Money Mondays tips are also featured on our Twitter and Facebook pages.
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Money Mondays Archive
Keep a spending diary for 30 days to evaluate where and what you spent money on. This helps you compare needs vs. wants.
Check out the
unit price of an item to find the best deal when buying items like toilet paper & paper towels.
Cut coupons & remember to take them with you to the grocery store!
Call your credit card company & ask for an interest rate reduction, what's the worst that can happen?
Get organized! Being organized & paying bills on time saves on late fees & high interest rates.
Shut the vents in unused rooms, no need 2 heat/air condition rooms that aren’t being used.
Instead of subscribing to magazine & newspaper subscriptions, read them online, at home or at the library.
Pay Yourself First...Learn more about paying yourself first:
http://bit.ly/6wYkec
Shop around for a higher interest savings account, sites like http://www.money-rate.com/
Its gift giving time, make your own instead of buying!
Try generic brands versus name brands.
Check the air pressure in your tires, proper air pressure saves gas thus saving money.
Drive the speed limit, yup, driving the speed limit is more fuel efficient which = more cost efficient.
Brown bag it, that's right, pack a lunch instead of ordering out when you're at the office.
Save your coins, throw them in a shoebox and watch your rainy day fund grow.
Make a shopping list & stick to it, a list makes you less likely to impulse buy.
Don't go grocery shopping when you are hungry, you will be more likely to impulse buy and remember to bring a list.
Turn off the lights and other electronics (TVs, Computers, Stereos) when you are not using them.
Want to rent a movie? Go to your local library and borrow one for free, instead of paying rental fees.
Pay Yourself First...Learn more about paying yourself first:
http://bit.ly/6wYkec
Shop around for a higher interest savings account, sites like http://www.money-rate.com/
Its gift giving time, make your own instead of buying!
Try generic brands versus name brands.
Check the air pressure in your tires, proper air pressure saves gas thus saving money.
Drive the speed limit, yup, driving the speed limit is more fuel efficient which = more cost efficient.
Brown bag it, that's right, pack a lunch instead of ordering out when you're at the office.
Save your coins, throw them in a shoebox and watch your rainy day fund grow.
Make a shopping list & stick to it, a list makes you less likely to impulse buy.
Don't go grocery shopping when you are hungry, you will be more likely to impulse buy and remember to bring a list.
Turn off the lights and other electronics (TVs, Computers, Stereos) when you are not using them.
Want to rent a movie? Go to your local library and borrow one for free, instead of paying rental fees.