Social Security Administration Highlights Negative Effects of Proposed Budget Cuts

For the first time since 2009, the U.S. House of Representatives and Senate passed a Budget Resolution. Unfortunately, for scores of working families, people with disabilities, seniors and the working poor, the Fiscal Year (FY) 2016 Budget will only cause further economic insecurity and financial worry. Especially troubling is the proposed FY2016 budget level for the Social Security Administration (SSA). Learn more about SSA's FY2016 Budget outlook by reading our recent SSA budget synopsis.

Resources for Real Economic Impact

Public Benefits and Work Supports 

Compassionate Allowances Offer Quick Access to Disability Benefits

Did you know the Social Security Administration (SSA) can help certain individuals access benefits more quickly if they have a disability which would obviously meet the standard for SSA disability benefits? Compassionate Allowances (CAL) are a way of quickly identifying diseases and other medical conditions that invariably qualify under the Listing of Impairments. Learn more about Compassionate Allowances.


Kessler Foundation Releases National Employment and Disability Survey

The Kessler Foundation, in partnership with the University of New Hampshire Institute on Disability, conducted a national survey on employment issues for working age adults with disabilities. The primary purpose of the survey was to understand the mechanisms by which individuals with disabilities strive to work and the challenges they face in doing so. Among the many findings, most notably, the Survey found that more than two-thirds of all people with disabilities are "striving to work."

Taxes and Tax Preparation 

Use the IRS Withholding Calculator

Summer is here, and we are already halfway through the year. This means it is only six more months until tax season begins again. Are you an employee with taxes being withheld? If so, do you know where you stand with the IRS; are you withholding too much or too little? Use the IRS Withholding Calculator to help determine an appropriate tax-withholding rate. The IRS website also provides instructions on how to make changes to your federal income tax withholding.

Financial Education 

Financial Workshop Kits Now Available

National Endowment for Financial Education (NEFE) has created financial workshop kits that provide the tools and resources needed to deliver financial education information to underserved audiences, including individuals with disabilities. Financial workshop kits provide a level of focus and specialization that providers can use to be more comfortable, more efficient and more effective in delivering financial education to their clients. The kits include workshops, tools and other valuable resources to empower more people to make the best financial decisions for their particular circumstance.

Asset Development 

Reliable Transportation

Finding a reliable vehicle is important for many people, making it possible for them to maintain employment and keep connected within their community. Vehicles, including modified vehicles, are a big ticket purchase item that need special consideration. For a wealth of information regarding reliability ratings of both new and used vehicles, Consumer Reports is a good place to start. In addition, taking steps to improve your credit score, staying within your budget and doing your homework on the most economic vehicle that's a good fit your lifestyle ensures you achieve your goal while saving money. For information on Alternative Financing Programs for vehicle modification, visit

Public Policy 

Public Policy Recap

Since the ABLE Act was signed into law last December, more than half of all states have adopted state legislation to develop and make ABLE accounts available for qualifying individuals with disabilities. For more information on the ABLE Act, please view NDI’s recent presentation at the National Association of State Treasurers (NAST) Conference.

In other news, during a Florida State Legislature session, members introduced legislation to develop a state-funded program aimed at increasing financial literacy among Floridians with developmental disabilities. Unfortunately, the bill failed to be acted on prior to the adjournment of the Florida State Legislature. However, the bill's language serves as an excellent model for introducing similar legislation in other states. Read an analysis of the bill.

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Issue 17 - June 2015

In This Issue

Social Security Administration Highlights Negative Effects of Proposed Budget Cuts

Benefits: Compassionate Allowances Offer Quick Access to Disability Benefits

Employment: Kessler Foundation Releases National Employment and Disability Survey

Tax Preparation: Use the IRS Withholding Calculator

Financial Education: Financial Workshop Kits Now Available

Asset Development: Reliable Transportation

Public Policy: Public Policy Recap

Program Spotlight: ROADS to Financial Independence

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Program Spotlight 

ROADS to Financial Independence

ROADS to Financial Independence is an initiative of the Consumer Financial Protection Bureau (CFPB), which is managed through a contract with the National Disability Institute (NDI). This first-of-its-kind national initiative is aimed at improving the financial well-being and economic security of individuals with disabilities who are currently working or transitioning into the workforce. The ROADS initiative integrates financial counseling with employment, independent living and other support services that are being provided to individuals with disabilities. Individuals participating in the initiative have the opportunity to work with financial counselors who provide tailored information and tools to help consumers make better informed decisions for themselves and their families, establish personal financial goals and implement strategies to achieve them. The initiative will operate in six communities: Austin, Texas; Birmingham, Alabama; Seattle, Washington; Finger Lakes, New York; throughout the state of Delaware; and the Greater Washington DC Metro area. To learn more about the ROADS initiative, read the ROADS launch press release.


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Upcoming Events 

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